YourBrandNewCar.com

Be sure to check your credit report before heading towards the dealer's financing department. Some less-than-honest car dealers have been known to lie and tell buyers their credit isn't good enough to qualify for a lower interest rate when in fact their credit is just fine. Check your credit score first and avoid this dealership bait and switch. Generally a score of 720 or more is considered good. Americans can receive a copy of their credit report each year from freecreditreport.com. You don't want to end up like the poor guy seen below.